WPS Health Insurance Blog

Clowns vs. HDHPs

Posted by Ryan Kanable Oct 31, 2016 8:01:24 AM

There’s no doubt about it, if you ask me—clowns are creepy. Over the past few months, they’ve been popping up in unsettling places around America. Along isolated country roads. In dark alleys. Hanging out in cemeteries. Social media sites have been filled with scary clown pictures. Twitter hashtags for #scaryclown, #killerclown, #creepyclown, and more have been all the rage. And Ronald McDonald is laying low.

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Tags: health insurance

Preventive health services available for women at no cost

Posted by Ryan Kanable Oct 7, 2016 8:36:56 AM

Ladies, this blog is for you. Did you know there are more than a dozen preventive health services that, under the Affordable Care Act, you can get at no cost? That means there’s no longer a financial excuse to avoid the doctor. If you’re not using these services, you’re missing out.

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Tags: health insurance, Wellness

More and more small companies are choosing self-funded group health plans

Posted by Ryan Kanable Sep 1, 2016 2:58:24 PM

Self-funded group health plans, also referred to as administrative services only (ASO) or self-insured plans, have been an option for larger employers for years. But with group health plan costs continuing to rise under the Affordable Care Act (ACA), self-funding is now appealing to smaller employers as well. Why? Because self-funded plans are exempt from many of the Affordable Care Act’s requirements, and because there’s a chance they may save some money.

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Tags: health insurance

Health insurance terminology for Millennials

Posted by Ryan Kanable Aug 24, 2016 11:00:00 AM

If you were born between about 1980 and about 2000, you fall into the Millennial generation. If you were born in the earlier end of this time frame, you’re now in your mid-30s. You’ve likely had health insurance for a few years. But if you were born in the middle of the range or toward the end of it, a health plan is probably not something you’ve thought about much. Or at all.

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Tags: health insurance

Keep your vacation sickness-free

Posted by Alexandra Radel Jun 21, 2016 8:37:34 AM

Ah, summer vacation! The sun is shining, the kids are getting along, and all accommodations are set. You and your family are ready for some fun in the sun, when suddenly–sickness strikes.

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Tags: health insurance, Individuals & Families, health services

What is a ‘UCR charge’ anyway?

Posted by Ryan Kanable Apr 12, 2016 10:00:00 AM

Health insurance is most often a beneficial thing to have. When you get sick or injured, it helps you pay your medical bills. The trick with using your health plan is knowing what it covers and what it doesn’t. There can be unexpected costs if you don’t know how your plan works.

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Tags: health insurance

What is a prior authorization and when might I need one?

Posted by Ryan Kanable Feb 25, 2016 10:09:50 AM

Most health plans have lists of services that are covered, lists of services that are not covered, and lists of services that might be covered if you meet certain requirements. Prior authorizations deal with that third type.

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Tags: health insurance

Special Enrollment Periods under tighter enforcement

Posted by Ryan Kanable Feb 10, 2016 3:24:34 PM

Open Enrollment for 2016 is now over. If you didn’t sign up for a health plan during open enrollment, you may be out of luck until the next Open Enrollment begins in November. One way that you may still be able to get coverage is through a Special Enrollment Period (SEP).

SEPs allow you to get health insurance coverage outside of Open Enrollment, but the circumstances under which you may qualify for an SEP are
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Tags: health insurance

2016 open enrollment ends Jan. 31

Posted by Ryan Kanable Jan 21, 2016 9:00:00 AM

If you still haven’t signed up for health insurance coverage for 2016, your time is running out! Open enrollment ends Jan. 31. With only a handful of days left, now is the time to talk to your local agent about getting health coverage.

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Tags: health insurance

We have met the enemy. And he is us.

Posted by Bruce Geiger Nov 24, 2015 3:17:29 PM

Everyone wants health care costs to be lower. Yet, most of us are unwilling to confront one of the principal reasons causing health costs to rise:

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Tags: health insurance