Open enrollment for a 2014 health plan ended March 31. Across the country, millions signed up for a new health plan.
But what if you missed the deadline? What if you didn’t even know open enrollment was the only time you could sign up? Do you have to go without a health plan until the next open enrollment opens on Nov. 15?
Well, there are still choices. You could have a qualifying life event that gives you a special enrollment period: get married, have a kid, or move to a new area. But I wouldn’t encourage you to do any of those things just to get a health plan!
Instead, take a look at the WPS Alternative Choice health plan. It’s a short-term plan that provides great coverage for your medical expenses and will get you through until the next open enrollment. You can choose coverage periods from 30 to 364 days. Deductibles range from $1,000 to $10,000 and you get comprehensive coverage—check out our brochure!
This plan is a smart choice for anyone who needs coverage to bridge a gap in time, whether it’s a recent college grad looking for her first job or a newly retired guy waiting for his Medicare eligibility to kick in. Part-time or temporary employees may find it’s a good fit for them. Even those in between jobs can find value, as it’s a more affordable alternative to COBRA coverage.
In the interest of transparency, I’m also going to tell you that the WPS Alternative Choice plan is not available on the Marketplace and does not comply with Patient Protection and Affordable Care Act (PPACA) reforms, including guaranteed issue and the individual mandate requirement. This means that with this short-term health plan, you’ll have to pay the penalty tax if you go without a qualified health plan for a three-month (or longer) period. However, when you choose the WPS Alternative Choice plan, you get high-quality coverage for your medical expenses, plus the peace of mind of knowing that your health and financial security are protected.
For more information, including benefit choices and covered services, use the new WPS Plan Advisor, which helps guide you to health plans that meet your specific needs. Be sure to select the WPS Alternative Choice button at the top, right-hand side of the page. To get a free, no-obligation quote, fill out our online Get a Quote form. When you’re ready to apply, talk to your local WPS agent or Call our WPS Sales Team directly at 1-800-351-9925.
You may have missed open enrollment, but you don’t have to go without a health plan! WPS is here for you. Check out the WPS Alternative Choice health plan today.