Preventive health care—including annual physical exams, screenings, and immunizations—is essential to good health. It’s especially important when you consider that chronic disease, which is responsible for 7 of 10 deaths among Americans each year and accounts for 75% of the country’s health care spending, is often preventable.
In an effort to encourage more Americans to seek regular preventive care, the Affordable Care Act (ACA) requires all new group and individual health insurance plans as of Sept. 23, 2010 to pay 100% of the costs for preventive care services ranked A and B by the U.S. Preventive Services Task Force (USPSTF).
What does that mean? Simply this: If your health plan qualifies, you can take advantage of a wide range of preventive care services to help you avoid illness and improve your health—at no cost to you so long as you receive these services from a health care provider within your health plan’s network of doctors and hospitals.
You won’t have to pay a copayment at the office visit, and not a penny toward your deductible or coinsurance. Yes, doctors and health care facilities continue to charge for these services. But it’s your health insurance company that will pay the costs.
How’s that for an incentive to protect your health through preventive care?
Take control of your health—be proactive and schedule a preventive care visit today!