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Health Insurance: You think you know, but do you really?

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Health insurance is a contract between you and your insurance company that protects you from high, unexpected health costs. You either buy a plan on your own or choose one offered by your employer. The insurance company agrees to pay part of your medical costs if you become sick or get hurt. Simple enough, right?

Depression in our society


Mental health and depression can affect anyone. This week the buzz is around longtime actor and comedian Robin Williams who was found dead in his home from an apparent suicide. The first thing that crossed my mind is how does a guy who was seemly always happy, encouraging, positive and financially secure get to this point in life? There is no simple answer.

A handy guide on preauthorizations

preauthorization doctor

A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary. Sometimes called prior authorization, prior approval or precertification. Your health insurance or plan may require preauthorization for certain services before you receive them, except in an emergency. Preauthorization isn’t a promise your health insurance or plan will cover the cost.” –Healthcare.gov

Think Christmas in the Summer

holidays in the summer

I love the Holidays! But I don’t love the stress that comes with them. Christmas is 5 months away, and now is a great time to do some advance planning. Before the Back-To-School shopping kicks in or the end of summer Labor Day parties are here, think about the Winter Holiday season. So get yourself a cool beverage and take a visit to the Ghost of Christmas Past and perhaps change Christmas Future for the better.

National Night Out Against Crime promotes safer communities Aug. 5

community safety

Are you looking for something fun for the whole family to enjoy in this gorgeous weather? Mark your calendars for the 31st Annual National Night Out Against Crime Aug. 5!

Did you miss the open enrollment period? You may still be in luck!

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Our lives are so busy with working our way up the ladder, going to the kids’ soccer games, walking the dog, and making sure dinner is on the table by 6 p.m.

Don’t miss your Medicare sign-up deadline

senior couple

As you approach age 65, you might be planning for retirement. You may still be working and wondering if you’ll ever get to retire. Or, you might simply be enjoying life! Wherever you are on life’s journey, one thing you don’t want to miss is the sign-up deadline for Medicare.

Head to the water and give kayaking a try!

kayaking family

Summer won’t stick around forever, so get out and take advantage of it! This past weekend I decided to take full advantage of the beautiful weather and headed out solo on the lower Wisconsin River for a three-day kayak trip. I started paddling Wednesday evening with all the essential gear in tote and managed to get about 10 miles downstream where I found a sandbar worth calling home for the night. 


Three simple things you can do to make yourself a more productive employee

coffee break

Most people strive to be the best employee they can be day in and day out.  What if I told you that it may not be what you do at work, but what you don’t do that can help you be more creative and productive. 


Have a wonderful, safe Fourth of July holiday!

Happy Fourth of July

The weather report for Independence Day in Wisconsin looks great! Enjoy some time with your family and friends as we honor the birth of our great nation.

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